Your first letter, written today.
Ten questions about the notice they sent you. You get your appeal deadline as an actual date, which rules really govern your plan, and a draft letter built around the exact reason they gave.
Start Your First LetterWe never ask you to upload or paste your denial letter. You read it, you answer questions about it, and everything you type stays in your browser. Already appealed once? It handles that too, and it changes what the letter argues.
This is the letter you already have. Ten questions about what it says, and you get the deadline, the rules, and a draft reply.
The letter is written to be survived, not read.
Dense paragraphs, a reason code with no explanation, and the one date that matters sitting three paragraphs down in the same size type as everything else. Ten questions is how you get past that without a lawyer.
This is the whole thing.
No account, no upload, no paywall in the middle. Ten questions like the one on the left, and then the letter.
It is never just one letter
By the time most people go looking for help there is a denial notice, an explanation of benefits, a bill that matches neither of them, and a phone number that goes nowhere. The ten questions exist to pull the three things that actually decide an appeal out of that pile.
What you walk away with
Not a summary of your letter. The three things that decide whether an appeal even gets read, worked out from your own answers.
Your deadline as a date
Most appeals are lost on the calendar, not on the merits. Give us the date printed on your notice and you get the day yours is due, plus a working target two weeks earlier, because records and signatures always take longer than people expect.
Which rulebook governs you
Medicare, Medicaid, a marketplace plan and a self-funded employer plan all follow different rules and answer to different regulators. Getting this wrong sends people to an agency that has no power to help them, and it is the single most common mistake.
A letter you can send
Built around the specific reason printed on your notice, in your own words, demanding the documents that reason entitles you to. Plus what to attach, in what order, and how to send it so the date is provable.
What this is, and what it isn't
No hype and no scare tactics.
This will
- Give you the deadline the federal rules set as a floor, and tell you plainly that your own letter overrides it
- Name the agency that actually regulates your plan, including when the answer is that your state cannot help
- Draft a letter for you to read, edit and send yourself
- Cost nothing, and ask only for a first name and an email at the very end
This will never
- Promise your appeal will succeed. Nobody can promise that.
- Give you legal or medical advice, or file anything on your behalf
- Ask you to upload, paste or send us your denial letter
- Share or sell your email address
Nothing to upload
You keep your letter. You read it, and you answer questions about it. Every answer stays on your own device and is gone when you close the tab. We never ask for your claim number, your diagnosis, or the name of your insurer, which means we never have them.
Every denial letter has a deadline in it.
The sooner it is found, the more options remain. Ten questions, and you will know yours.
Free. No account, and nothing to upload.